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Terms of Service

Your Acceptance


If you do not agree to any of these terms, then please do not use the Website. Website

The Terms of Service herein apply to all users of the Website including test and content authors who contribute and upload their intellectual creations to the website. The Website may contain links to third party websites that are not owned or controlled by has no control over, and assumes no responsibility for, the contents, privacy policies or practices of any third party websites. Also, will not and cannot censor or edit the contents of any third-party site. You use it at your own risk. You also expressly relieve from any and all liability arising from your use of any third-party website.

Account, Password and Security

To access some features of the Website, you are required to register and create an account.
  • You must not use somebody else's account without permission.

  • You must provide accurate and complete information when creating your account.

  • You are solely responsible for all activities that occurs on your account.

  • You must keep your account password secure and confidential.

  • You must notify immediately of any breach of security or unauthorised use of your account.

  • Although will not be liable for your losses caused by any unauthorised use of your account, you may be liable for the losses of or others due to such unauthorised use.

User Responsibilities

  • You must not copy or distribute any part of the Website in any medium without's prior written approval.

  • You must not alter, modify or reverse-engineer any part of the Website other than as may be reasonably necessary to use the Website for its intended purpose.

  • You must not use or launch any automated system, including without limitation, "robots," "spiders," "offline readers," etc., that accesses the Website in a manner that sends more request messages to the servers in a given period of time than a human can reasonably produce in the same period by using a convention on-line web browser.

  • You agree not to collect or harvest any personally identifiable information, including account names, from the Website, nor to use the communication systems provided by the Website for any commercial solicitation purposes.

  • You agree not to cause interference or disruption to the network system and network users. Disruptions include, without limitation, distribution of unsolicited advertising, 'junk' mail, spam, 'pyramid' schemes, 'chain letters', repeated harassment of other network users, wrongly impersonating another user, falsifying one's network identity for improper or illegal purposes, propagation of computer viruses, using the network to make unauthorized entry to any other machine accessible location, via the network, and distributing of tools designed for compromising security (i.e. including, but not limited to, password guessing programs, cracking tools or network probing tools).

  • You agree not to use the service for unlawful purposes including infringement of patent, copyright or trademark, misappropriation of trade secrets, wire fraud, illegal pornography, obscenity, defamation, invasion of privacy, etc.

Intellectual Property Rights

  • The content on the Website, except User Content as defined below, including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features, trademarks, and logos contained therein are owned by or licensed to, subject to copyright and other intellectual property rights under Singapore and international conventions.

  • Content on the Website is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners.

  • reserves all rights not expressly granted in and to the Website and the Content.

  • You agree to not engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of User Submissions of third parties obtained through the Website for any commercial purposes.

  • You agree not to circumvent, disable or otherwise interfere with security related features of the Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Website or the Content therein.

User Content

  • If you are an author of tests, you accept the fact that the User Content, including text and images, which you upload to the servers for the purpose of authoring would be viewed and used by members of the public and that can not guarantee the non-violation of intellectual property rights by the users with respect to the User Content.

  • You are solely responsible for your own User Content and the consequences of posting and publishing it.

  • You warrant that you own or have the necessary licenses, rights, consents and permissions to use and to lawfully upload the User Content to the servers.

  • You retain ownership rights of your User Content. However, by uploading the User Content to servers, you hereby grant a worldwide, non-exclusive, royalty-free, sub-licenceable and transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Website and's (and its successor's) business, including without limitation for promoting and redistributing part or all of the Website (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the Website a non-exclusive licence to access and to use your User Content through the Website.

  • You agree not to upload or submit any User Content that is copyrighted or protected by other legal rights unless you are the owner of such rights or have permission from their rightful owner to post the User Content and to grant all those rights stated herein.

  • You agree not to upload or submit any User Content that is unlawful, obscene, defamatory, libelous, abusive, insulting, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offence, give rise to civil liability, violate any law, or is otherwise inappropriate.

  • You agree not to post advertisements or solicitations of business.

  • You agree not to publish falsehoods or misrepresentations that could damage and other users.

  • does not endorse any User Content or any review, opinion, recommendation, or advice expressed therein.

  • expressly disclaims any and all liability in connection with any User Content.


You may not assign this Agreement, either voluntarily or by operation of law, and any attempt to do so shall be void. reserves the right to assign without restriction or consultation.

Service Interruptions

Internet services are never perfect or trouble-free despite best effort to prevent them from occuring. As such, our services should not be used for mission-critical purposes. shall not be liable for any failure, loss of data or delay in performing its obligations hereunder if such failure or delay is due to circumstances beyond its control, including, without limitation, acts of any governmental body, war, insurrection, sabotage, embargo, fire, flood, lighting, tempest, epidemic, Act of God, strike or other labor disturbance, interruption of or delay in transportation, unavailability of or delay in telecommunications or third party services, system failure, failure of third party software or inability to obtain supplies or power used in or equipment needed for provision of the services.


From time to time, or their agents may conduct routine tests, maintenance, upgrade or repair on any part of the System. It endeavours to give you prior notice thereof. You acknowledge that there may be instances where it is not practicable for Ray Pac Multimedia to give advance notice of a disruption, like for example, in the event of an emergency or any event beyond their control, and hence Ray Pac Multimedia shall be entitled to disrupt the services to conduct restoration and remedial works without prior notice.


  • reserves the right to terminate this Agreement immediately without prior notice and to discontinue the service if believes that you are in violation of or acted inconsistently with the spirit of the Terms of Service herein.

  • You agree that may immediately deactivate or delete your account including all User Content belonging to you and/or bar you from any further access to such User Content or Ray Pac Multimedia's services.

  • You also agree that shall not be liable to you or any third-party for any termination of your access to's services.

Disclaimer of Warranties

  • makes no express or implied warranties that your use of our services would be uninterrupted, timely, error-free or secure. The security mechanisms implemented by Ray Pac Multimedia may have inherent limitations, and you must determine for yourself that the Website sufficiently meets your requirements.

  • specifically disclaims all warranties, whether express or implied, including but not limited to, the implied accuracy, usefulness and completness of its Content, warranties of merchantability and fitness for a particular purpose.

  • You agree that shall not be liable for any losses or damages of any kind to you including, but not limited to, those that may result from service interruptions, delays, non-deliveries, or mis-deliveries.

  • Materials downloaded or obtained through the use of's Website is done at your own discretion and risk and you are solely responsible for damages of any kind including, but not limited to, personal injury, academic or test failure, property damage, corruption or loss of data, virus infection, etc., resulting from your usage.

  • does not warrant, endorse, guarantee or assume responsibility for any product or service advertised or offered by a third party through the Website or any hyperlinked website or featured in any banner or advertisement. will not be a party to or in any way be responsible for monitoring any transaction between you and the third-party providers of products or services. You are advised to use good judgement and exercise caution in any such transaction.


You agree to indemnify, defend and hold harmless, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against any and all claims, losses, liabilities, judgments, obligations, damages, settlements, expenses and costs (including attorneys' fees and litigation expenses) resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or by any other person accessing the Service under your account.

Limitation of Liability

  •'s liability to you (either directly or as a third party defendant in any action or proceeding) for any claim arising out of or relating to this Agreement or the provision of any services under the Agreement shall be limited to the amount of fees paid by you, if any, to under this Agreement within one year preceding the date you contend the claim arose.

  • In no event shall, its officers, Directors, employees or agents be liable to you for any loss of data, loss of profits, or any other special, incidental, consequential, direct, indirect or punitive damages whatsoever, however caused and regardless of any theory of liability.

  • In no event shall, its officers, Directors, employees or agents be liable to you for any User Content or User conduct that is deemed to be defamatory, offensive or illegal.

  • This Website and its services are offered by in Singapore. makes no representations that the Website is appropriate or available for use in other locations. Users who access the Website outside Singapore do so at their own volition and are responsible for compliance with their local laws.

Advertising may include your name for the purpose of promoting the use of the Services. will not use your name or other personally identifiable information in any other advertising or promotional materials, without your prior written consent, which may not be unreasonably withheld.

Release of Information reserves the right to release the contact information of Users involved in violations of system security to system administrators at other sites, in order to assist them in resolving security incidents. will also fully cooperate with law enforcement authorities in investigating suspected lawbreakers.


  • You agree that the Terms of Service herein shall be governed by the Laws in Singapore. Any claim or dispute between you and that arises in whole or in part from the Website shall be decided exclusively by a court of law in Singapore.

  • The Terms of Service herein, together with the Privacy Notice at shall constitute the entire agreement between you and for the Website.

  • If any provision of these Terms of Service is deemed invalid by a court of law in Singapore, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Service, which shall remain in full force and effect.

  • reserves the right to amend these Terms of Service at any time and without notice, and it is your responsibility to review these Terms of Service for any changes. Your use of the Website following any amendment of these Terms of Service will signify your assent to and acceptance of its revised terms.